Global Trends in FAPI and VC - FAPI2.0 & Verifiable Credentials

March 3th Global Trends in FAPI and VC - FAPI4 & Verifiable Credentials

A seminar titled "Global Trends in FAPI and VC ~FAPI3 & Verifiable Credentials~" will be held at the FINOLAB event space on Tuesday, March 4th from 10:00 to 12:40. I will also be there briefly.

You can hear about various considerations when using digital credentials for KYC in financial institutions, as well as an explanation of open banking and FAPI 2.0 around the world.Consideration of management requirements according to the usage of digital credentials" You might even get to hear an explanation!

Please come by all means.

Seminar Outline

This seminar, held during Japan FinTech Week, will focus on "FAPI" and "Verifiable Credentials," introduce the latest global trends, and discuss future implementation in business, so please come and join us.

◆Date and time: Tuesday, March 2025, 3 4:10-00:12 (doors open 40:9)
◆Venue:FINOLABEvent Space
      Otemachi Building 1F, 6-1-4 Otemachi, Chiyoda-ku, Tokyo
       *Otemachi Building is a long building stretching from east to west, with the entrance at the eastern end, on the Tokyo Station side.
◆ Language: Japanese (English materials also available)
◆ Participation fee: Free 
◆Organizers: Authlete Inc./ITOCHU Techno-Solutions Corporation
◆Sponsor: FINOLAB Co., Ltd.

agenda:

10:00-10:05 Opening remarks

10:05-11:00 Governance of Digital Credentials Shigeya Suzuki (Keio University) Takahiro Fujiei (ITOCHU Techno-Solutions)  

Portable digital credentials such as Verifiable Credentials and related technologies are attracting attention, but there are various considerations when using these digital credentials for KYC at financial institutions, for example. Keio University SFC Research Institute and ITOCHU Techno-Solutions Corporation have been conducting joint research on the management requirements and governance of digital credentials in light of the latest trends in the EU and Europe. In this session, we will introduce the discussion paper "Management Requirements According to the Use of Digital Credentials" jointly published by the two parties, and discuss the issues that will be necessary for applying digital credentials to financial services in the future.

11:00-11:55 Open Banking and FAPI 2.0 Takahiko Kawasaki (Authlete)

In the mid-2010s, the UK launched the Open Banking policy, with the main goal of stimulating competition in the financial industry. This policy created a mechanism for accessing financial services from computer programs, which resulted in the creation of a wide variety of financial services and made people's lives more convenient. The open banking movement has now spread around the world, and the technical support for it is a global standard technical specification called FAPI. FAPI also reached a major milestone in February of this year, when the final version of FAPI 2 was approved. In this session, Authlete, the company to which the authors of the FAPI 2.0 specification belong, will explain open banking and FAPI 2.0.

11:55-12:00 Summary: Natsuhiko Sakimura (OpenID Foundation) 

Chair of the Board of OpenID Foundation (2011-) Outside Director of Authlete (2023-) OpenID Connect (until 2014) FAPI (2014-) I have hardly done any VC work. When Kristina (Chair of DCP WG) was about to give up on Selective Disclosure, I suggested that if we made it something like SD-JWT, we wouldn't have to give up. WHY? → I thought it wouldn't be finished by the time I retire, so I left it to the younger generation. However, it's not like I had no connection to VC-like things. One of the first use cases of FAPI is to issue a Qualified Certificate using ID Token + OIDC4IDA based on identity verification performed by a bank. I organized the linkability issue with Pascal Paillier → ISO/IEC 27551 Requirements for attribute-based unlinkable entity authentication Privacy Notice and consent (ISO/IEC 29184) Privacy Framework (ISO/IEC 29100:2024) I think these are important when considering the VC ecosystem. Recently I've been wondering Are the requests from the verifier legitimate? (Problem of all accumulated data being stolen) Is the wallet trustworthy? (Is it secure? Is there any eavesdropping?) Wallet explosion and wallet/credential selection problem EU: Will it be ready in time for 2026?

    12:00-12:40 Social gathering

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